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The 3d Secure authentication is an additional fraud prevention scheme that is available to all companies using the Sage Pay systems to process transactions.
It allows shoppers to create and assign a password to their card that is then verified whenever a transaction is processed through a site that supports the use of the scheme. The addition of password protection allows extra security on transactions that are processed online.
3D Secure stands for 3 Domain Server, there are 3 parties that are involved in the 3D Secure process:
- The company the purchase is being made from (chambeili.com)
- The Acquiring Bank (the bank of the company)
- VISA and MasterCard (the card issuers themselves)
The scheme is a collective of Verified by VISA (VBV) and MasterCard Secure Code (MSC). It is the most recent fraud prevention initiative that is available at the moment.
3D Secure is also the only fraud prevention scheme that is available that offers companies liability cover for transactions that are verified by the checks. This provides additional protection to companies using the scheme as opposed to those that do not.
What cards can be accepted through 3D Secure?
As 3D Secure is controlled by VISA and MasterCard the following cards can be used : VISA (contact your bank), VISA DELTA (contact your bank), MASTERCARD, MASTERCARD DEBIT, INTERNATIONAL MAESTRO, UK MAESTRO and VISA ELECTRON (contact your bank).
If you do not have a secure code then either checkout using PayPal or get a secure code clicking the bank card links above.
